Fix & Flip

What fix‑and‑flip hard money loans typically offer

Fast approvals and closings — often within 48–72 hours or about a week, depending on the lender.

High leverage — many lenders fund up to 90–100% of purchase + 100% of rehab, capped around 70–75% ARV.

Short terms — usually 3–12 months, with extensions available if the project needs more time.

Asset‑based underwriting — approval is based on the deal, not your credit profile.

Rehab draws — lenders reimburse renovation costs, often with fast, streamlined draw processes.